There are a couple different ways you can get this money in order to start becoming a caravan millionaire. You absolutely need this amount to get started, or else you may end up without any denars for a while. The reason you need 20k is that you need to hire both a companion and a caravan, and then the caravan has a daily wage until it starts to become profitable. The caravan will make back this investment in a short amount of time, so you won’t be losing the money. I know what you’re thinking, 20,000 denars is a LOT of money, especially early game.
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